Archive for the ‘Gambling’ Category

The Best Betting Software You Are A Winner Even When You Lose

Posted on May 17th, 2011 in Gambling | No Comments »

ATTENTION: How would you like to win a bet even when your team loses?? Yeah, you heard right! Win even when you lose! Please visit 100 Percent Winners Website here to see just what I am talking about. You have nothing to lose! Test drive 100 Percent Winners for 60days and if you are not satisfied get your money back!

You must use the right tools to help do the job and if the task is making money from betting on soccer then that is no exception.
There are many examples of advanced soccer betting software on the market.
They allow the use of one click betting and are significantly faster than the normal betting exchange screen.

Those who bet and trade on soccer on a full time basis would consider themselves to be professional traders.
It is no surprise to learn that they all use soccer betting software of some description.

There comes a time when someone with an interest in soccer betting reaches the crossroads and has a simple choice to make.
By using professional tools, they will learn new skills and deliver the profits to match.

Most experts would agree it really is a no-brainer yet I see people hesitating all the time.
It is not as if soccer betting software comes with a huge price tag.
There are also numerous free trials on offer which cost pennies or in some cases are completely free.
In fact a product such as this is more like an investment than an outright purchase and will delivers attractive levels of profit.

Usually, gamblers are allured by the betting, as winning a sports activities bet requires higher skill than mere luck.
Obviously, not every thing that statements to provide ideal ideas are genuine and authentic.
As soon as, the computer was not able to load this kind of software program and now the functions and storage capacities make the perform simple for that sports bettor.

Even the experts in sports betting employ the sports betting software for handicapping reasons, since it meticulously makes guesswork, with the help of their selections.
But with exclusive software program, the perform gets clear cut.

Really frequently, hesitation isn’t just a common trait from the beginner bettors and at situations they are overwhelmed at the initial stages and consider irrational decisions.
But producing use of a sports betting software helps both the bettors to bank huge quantity of cash from betting, avoiding the wrong bets.
But even then, the result may not be on your favor, as you do a simple subtraction error.
When such technological advancement like handicapping software is available, it is wise to make use of it.
Stacks chosen by the software program is more precise than what you select out.
The ability of software is about the edge in baseball, NBA and the NFL.

The sports betting software that assists in handicapping is really a increase to all kind of sports bettor, but employing it in the meticulous way is really essential, otherwise, it may provide in troubles.

People who are searching Internet for more information about golf stretching exercise, make sure to go to the website which was quoted right in this passage.

The Betfair Free Bet Bonus: Key Help And Advice For Online Betting Novices

Posted on May 15th, 2011 in Gambling | No Comments »

Betfair is without question the best betting exchange worldwide, which means for anyone who is attracted to web based gambling it’s possible you’ll already have read about them. That’s a great start. The issue is however that most folks tend not to recognize what exactly is unique concerning the betting exchange.

I want to give you selected information and facts to do with the key reason why Betfair is usually a lot better versus online bookmakers, and how you can get started with no risk by using the Betfair free bet.

The truth is that betting exchanges are actually quite distinct from bookies, and this can be a little something which a whole lot of folks don’t know.

Any bets that are placed against a bookmaker result in them losing money if your bet wins, and bookies can’t stand sacrificing cash. So most likely you can see precisely why profitable accounts can be closed down by sportsbooks.

Conversely, every single bet which is settled within betting exchanges including Betfair is only ever settled with fellow internet users. when you bet at Betfair and win, Betfair don’t lose anything, even when you bet using the Betfair free bet!

Betting exchanges make money by simply asking for a little percentage attached to player’s profits. Consequently, Betfair is pleased anytime users succeed and therefore you should never ever see a membership closed down as a consequence of earning an excess of income.

Betfair try to attract new members by offering the Betfair free bet bonus as an incentive to join.

Along with this flexibility to be able to be successful and also the Betfair free bet, exchange clients likewise experience a large number of other sorts of features which usually they will possibly not get via standard internet bookies.

We will check out these special perks connected with choosing betting exchanges at this time.

Better odds. Normally, bettors may be offered far better prices at Betfair compared with a bookies.

A capacity to request bigger prices in the event you don’t agree with the odds presently offered. With Betfair you do not have to settle for the odds offered. When you don’t think they are acceptable, it is possible to easily request more desirable odds.

The potential to bet both for and against a thing to happen.

In play betting. People can wager whilst an game is occurring, until the end result can be identified.

For those who register at Betfair, the Betfair free bet would mean that somebody simply cannot suffer a loss of bankroll in the 1st market that you gamble on. Under the terms of their offer, Betfair will simply refund your money in the event that you bet on your very first sporting event and suffer a loss and this basically implies you’re gambling free of risk.

In case you profit on the match you are going to be allowed to retain any profits, on the other hand when you lose then any capital is lost up to the value in the Betfair free bet total would be returned.

Taking into account the fact that you look forward to a Betfair free bet along with those several other benefits of the betting exchange that we discussed before, you will observe why Betfair is definitely something that just about any betting enthusiast ought to be looking at.

For anyone who is curious about trying to find out a bit more related information to do with becoming a member of Betfair then the proper plan of action will be to head to a web-based betting internet site. Here you’re going to receive up to date guidance concerning the Betfair Free Bet together with everything that you will need to undertake if you want to become a member.

Bloggers that are trying to find information about golf stretching exercise, then please check out the link which was mentioned in this paragraph.

Discover How A Paddy Power Bonus Offer Might Assist Online Betting Enthusiasts

Posted on May 15th, 2011 in Gambling | No Comments »

Paddy Power stands out as the premier bookie in Eire and they have an income in excess of £300 million generated by means of in excess of two hundred betting retail outlets and also a comprehensive internet site.

With fixed odds sports betting, spread betting, online poker, lottery, bingo and on line casino, the Paddy Power website undoubtedly provides a substantial selection of internet gambling products and services. The Paddy Power brand name should easily be recognized due to the web site’s comfortable style and colour pallette.

Paddy Power are well renowned for their deposit bonuses and special deals. They operate recurring cash back marketing promotions, and in addition provide a Paddy Power free bet for brand new sports betting users. Also, a bonus of up to $600 is available to new Paddy Power Poker players, and casino players can claim a bonus of up to £150.

The sports section has a familiar layout. Sporting events are usually detailed straight down the left hand side of the page with the most well known games also listed in the center of the web page. There is also a live in-play betting area down the middle of the display screen plus there is the option to watch a limited number of events live through the Paddy Power TV application.

The casino section ticks all of the right boxes and all of the normal casino games are easy to find and easy to play. You are able to gain access to the internet casino games quickly and easily simply by downloading the free casino desktop computer client software package. Participants coming from all over Europe may also gamble with one another through the live online casino which comes with live dealers and additionally has its very own £25 Paddy Power free bet.

Paddy Power online poker is traditional therefore the business doesn’t do more than it has to in this area. The desktop client is easy to download and the graphics are fairly basic. However, the introductory offer is on the large side and means new customers can relax into a variety of poker games before staking large amounts of their own cash.

Paddy Power display contact details for each section of their website at all times, including email addresses and phone numbers. Additional information can also be found via links at the bottom of each screen. It is clear from this that customer service is definitely a priority for Paddy Power.

Just like various other internet bookies, Paddy Power plainly show information concerning sensible gambling and supply hyperlinks intended for clients that may think they have a gambling problem. Actually, the entire end user setting resembles a number of other gambling internet sites in lots of ways.

But unfortunately, one of the things that’s not experienced at many alternative bookie sites is live assistance. This allows users to talk directly to a member of support staff online, similar to the way in which a chat room works. Live help can be extremely good for users because it is available quickly and allows screen sharing with Paddy Power support which can lead to any problems being resolved much faster.

In case you are trying to find information about golf stretching exercise, then please go to the site that was mentioned in this passage.

Euro Lottery Selected Numbers Prize Tables Friday 1st Apr 2011 To 2011-04-29

Posted on May 14th, 2011 in Gambling | No Comments »

This publication consists of a vital broadcast regarding the Euro Millions Lotto in a little while to be changing the way lottery players can join. Enthusiastic lottery players who have not still managed to look at any of the drawn numbers for the time period of April will discover the Euro Millions Winning numbers and cash prizes Fri 01 April 2011 upto Friday 29 April 2011.

According to the information presented on the legitimate Camelot site the Euromillions lotto is attempting to make a fantastic modification, as a extra to the Friday entertainment devoted lotto gamers may in addition choose to pay to play a fresh Tuesday draw being launched on the April 10th 2011.

Euro Millions Lottery Choosen numbers Friday 1st April 2011

04 17 21 22 33 *04 *08

Euro Lottery Friday 1 April 2011 Payouts chart

No. of matches
No. of winners
£s per UK winner
UK Prize fund

Match 5 + 2 Stars
1
£0.00
£0.00

Match 5 + 1 Star
8
£0.00
£0.00

Match 5
22
£27,671.80
£166,030.80

Match 4 + 2 Stars
198
£2,196.10
£59,294.70

Match 4 + 1 Star
2,576
£112.50
£40,837.50

Match 4
4,084
£49.60
£29,462.40

Match 3 + 2 Stars
8,084
£35.80
£47,578.20

Match 3 + 1 Star
104,845
£14.10
£245,988.60

Match 2 + 2 Stars
103,548
£12.30
£231,965.70

Match 3
167,608
£8.10
£209,376.90

Match 1 + 2 Stars
480,101
£6.00
£567,240.00

Match 2 + 1 Star
1,344,193
£5.10
£1,235,194.50

The latest pending Tuesday euro millions lotto draws are yet at this occasion subject to NLC support, I would like to say I am pretty confident they will get it. Enthusiastic gamers should assume a a small amount of modifications as follows, individuals will elect to choose their central numbers 1 to fifty as standard, the lucky stars will at this time be one thru to 11. An extra addition is a new lower reward level where it is possible to win landing just 2 winning sequences. The asking price to play stays the same and still features the Millionaire raffle. Eager followers can acquire tickets starting Saturday 7th May 11.

Euromillions Lotto Winning sequences Fri 8 April 11

21 23 38 47 50 *02 *06

Euromillions Lotto Friday 8 April 2011 Payouts chart

No. of matches
No. of winners
£s per UK winner
UK Prize fund

Match 5 + 2 Stars
0
£0.00
£0.00

Match 5 + 1 Star
6
£357,455.60
£357,455.60

Match 5
9
£67,626.70
£135,253.40

Match 4 + 2 Stars
111
£3,916.60
£70,498.80

Match 4 + 1 Star
1,455
£199.10
£60,526.40

Match 4
2,448
£82.80
£36,763.20

Match 3 + 2 Stars
5,213
£55.50
£55,611.00

Match 3 + 1 Star
68,332
£21.60
£281,210.40

Match 2 + 2 Stars
78,779
£16.10
£235,011.70

Match 3
110,756
£12.20
£251,063.80

Match 1 + 2 Stars
442,333
£6.60
£528,554.40

Match 2 + 1 Star
1,024,268
£6.70
£1,306,995.80

Euromillions Dream numbers Friday 15 April 2011

04 06 21 39 41 *02 *06

Euro Millions Fri 15 April 11 Payouts prize table

No. of matches
No. of winners
£s per UK winner
UK Prize fund

Match 5 + 2 Stars
0
£0.00
£0.00

Match 5 + 1 Star
14
£156,654.40
£469,963.20

Match 5
17
£36,610.80
£73,221.60

Match 4 + 2 Stars
135
£3,293.00
£69,153.00

Match 4 + 1 Star
1,616
£183.30
£57,922.80

Match 4
2,363
£87.70
£41,657.50

Match 3 + 2 Stars
6,156
£48.10
£51,563.20

Match 3 + 1 Star
76,912
£19.60
£286,258.00

Match 2 + 2 Stars
92,943
£14.00
£228,942.00

Match 3
117,628
£11.80
£264,697.60

Match 1 + 2 Stars
483,190
£6.10
£526,320.20

Match 2 + 1 Star
1,140,588
£6.20
£1,338,394.00

Euromillions Selected numbers Fri 22 Apr 11

11 22 36 45 48 *01 *04

Euro Lotto Friday 22nd April 2011 Payouts chart

Becoming aware of the big probability to get winning numbers numerous keen lotto players are picking a draw system to play the Euromillions.

No. of matches
No. of winners
£s per UK winner
UK Prize fund

Match 5 + 2 Stars
1
£0.00
£0.00

Match 5 + 1 Star
9
£249,297.60
£249,297.60

Match 5
8
£79,589.90
£318,359.60

Match 4 + 2 Stars
91
£4,997.70
£129,940.20

Match 4 + 1 Star
1,662
£182.40
£76,060.80

Match 4
2,765
£76.70
£47,554.00

Match 3 + 2 Stars
4,308
£70.30
£68,612.80

Match 3 + 1 Star
70,957
£21.70
£341,926.90

Match 2 + 2 Stars
65,123
£20.40
£297,126.00

Match 3
117,834
£12.00
£301,968.00

Match 1 + 2 Stars
355,360
£8.60
£653,316.20

Match 2 + 1 Star
1,040,049
£6.90
£1,522,222.80

Adapting swiftly to the additional Euro Millions Lotto amusement the multi lottery system Love My Lotto has given a excellent special proposition to their members and potential new participants. Everything continues as normal for the customers apart from they catch the additional Euro Millions lottery draw for the unchanged membership charge.

Euro Lottery Winning sequences Friday 29 April 2011

15 25 38 40 41 *01 *02

Euromillions Friday 29th April 11 Payouts table

No. of matches
No. of winners
£s per UK winner
UK Prize fund

Match 5 + 2 Stars
0
£0.00
£0.00

Match 5 + 1 Star
3
£0.00
£0.00

Match 5
3
£0.00
£0.00

Match 4 + 2 Stars
79
£4,805.40
£43,248.60

Match 4 + 1 Star
1,311
£193.00
£42,267.00

Match 4
2,108
£84.00
£30,492.00

Match 3 + 2 Stars
3,539
£71.50
£52,910.00

Match 3 + 1 Star
61,501
£20.90
£236,462.60

Match 2 + 2 Stars
51,723
£21.50
£232,372.00

Match 3
99,477
£11.90
£212,581.60

Match 1 + 2 Stars
288,344
£8.80
£535,788.00

Match 2 + 1 Star
925,416
£6.50
£1,122,680.00

Fanatical lotto players wanting extra data on the newborn euro millions lotto amusement will come across plenty of info on the world-wide-web by way of info web sites or straight from the authorized web site. Dedicated individuals that may enjoy to notice a increase in their likelihood for landing cash prizes may possibly like to bear in mind entering a national lottery system, or seize a glance at the advantages of a skilled internet syndicate system corporation. What ever way you decide to participate the Euro Millions Lotto the best of good luck you will really need to find it.

Betting On Sports – Get Crucial Sports Betting Advice And Tips

Posted on May 12th, 2011 in Gambling | No Comments »

Sports betting has lately turn out to be a very popular past time, every year more and more people start making sports betting picks. A lot of of these individuals do so in hit and miss manner and have no real probability of winning. The wise individuals have a method that facilitates to be certain that that sports betting is a lucrative endeavour.

The very first thing that you must take into account about any betting method is that it’s not going to let you to be successful each time. You normally see adverts for betting systems that swear that they have a 99% winning percentage, or some other unrealistic amount. No system can do this and somebody that promise that they are capable of are scams.

An excellent betting system is one that allows for you to be successful more often than you lose. This is an important point that has to be understood, you will have losing bets, if you go in looking forward to to succeed every bet you are going to lose your shirt. A system of sports betting picks will permit you to identify more winners than losers, you profit over the long run, not by winning each and every bet.

Before you even startPrior to making sports betting picks you must to determine the amount you are prepared to bet. You must have a bankroll that you can afford to use up, don’t ever bet cash that you cannot live without, it is called gambling for a purpose. Even with an effective system there is nonetheless a probability that you could lose. It’s also a good idea to restrict the quantity that you bet to no more than half your bankroll at any one occasion, if things go bad, you want to be able to get back up.

After that you are going to want to consider how much you are going to wager on each round. You should be betting the exact same quantity on each game, this is referred to as the unit. The greatest mistake that most gamblers make is to change the amount of their bets from one game to another, this increases the risk. By always wagering the same quantity on each round you will become aware of that you do not run the chance of big losses that you otherwise would. It also removes a variable from the equation and makes it easier for you to make good sports bets.

The other common mistake that most amateur gamblers make is that they gamble on too many games. Every single day there are many games to bet on and a lot of gamblers really feel that they must to bet on them all, this is a mistake. You want to choose the strongest sports betting picks and only bet on them, you really shouldn’t be betting on more than 5 games each day.

More than that and you won’t be able to properly analyze your bets. There is also a good likelihood that you will be making a bet on teams that you are not sure about, you should only be betting on the games that you have the most confidence in. If you aren’t confident about the result of a game don’t bet on it.

Bloggers that are looking for more information about the niche of golf stretching exercise, then please make sure to visit the link which was quoted right in this line.

Many Players, Many Systems

Posted on May 9th, 2011 in Gambling | No Comments »

There might be as many different roulette systems as there are roulette players, but most of those systems are just variations of some common (and ancient) systems. The classic systems for playing roulette all have one thing in common though; they do not change the house edge or the odds in any way.

That being said, no betting system for the game of roulette will reduce your chances of winning either, so there is no real reason not to use one of those systems.

Here we are going to discuss a few basic tips for roulette. Nothing here is going to help you win, but it may stop you from making silly mistakes.

1. Always set yourself up with a stop loss and profit target before you play and STICK TO IT. The stop loss is the amount that you’re prepared to lose, for example 100 units and the profit target speaks for itself. When you’re on a winning run it’s easy to think that you’re unbeatable, but it’s always best to get out while you’re ahead.

2. Following on from the tip above, accept the fact that it’s impossible to win on every spin and take each loss on the chin. It’s easy to start losing your cool and chasing losses but this usually leads to disaster.

3. If you are playing roulette online then you will probably find it easier if you don’t accept any casino bonuses or anything like that. This is because they have wagering requirements and wagering on roulette doesn’t count towards them. All you need to do is contact the casino support team and tell them you don’t want any bonuses, this will allow you to play roulette and withdraw with no problems.

4. Always play the French version of the game is possible or the European game. You should avoid the American game due to the “00″ which increase the house edge.

5. Don’t play roulette after you’ve had a bad day, you’re more likely to lose your cool. You should always play roulette with a calm and cool head which will allow you to make more rational decisions and will be less likely to lose control.

Ok, so you’ve tried a few roulette systems and you found out how to lose money quickly! Let’s turn the situation around and start making money instead, and show you how to win at roulette and beat the casino. This is where you will find your winning Roulette System and how to make money online.

The steps we show here are so simple, you can easily learn how to play even if you have never played Roulette before. You can even try the systems before placing any real money down!

The systems we show are based upon online European Roulette. The important rule to making money is to stick to the rules. As long as you stick to the rules, you will turn this into an occupation, rather than a hobby. Visit the Sure Win page to check out the latest winning system.

You can try out any system on the free online roulette! Play Now!

After many years of experience in roulette research and development, we’ve learned a way around casino’s better odds.

The system is easy to understand and use. It is 100% human controlled, no software involved. It only takes a few minutes before you can start!

You need 600 betting units to start. It can make a profit of
50 units/hour.
the roulette system
winning roulette system

Readers who are searching through the web for more info about the niche of golf stretching exercise, then please make sure to visit the website that is quoted right in this passage.

Greater Chances Of Winning With Lottery Numbers System

Posted on April 15th, 2011 in Gambling | No Comments »

Do you find yourself similar to me and the lots of other lotto players interested in the enormous cash prizes playing lotto games on a consistent basis, if so that would mean you would also have to do regular searches or whatever means you employ to find out if you have some winning lottery numbers. This publication will be attempting to introduce a cool new-found way to join in some European jackpot prize games and a location you will get the results.

As I am certain you can see in your mind’s eye the world wide web sees a flood of numerous millions of visitors each week or day if we are counting all jackpot game there is in our large world today, myself included in the many millions of searches on the internet all players looking to identify if their winning Lottery Numbers have scored the big one.

There are multitudes of expert organizations on the web these days offering a great service to individuals who undergo a hectic life style, I assume that’s about 90 percent of the cultured worlds populace today. They will send the lotto results to you in an electronic mail and you can find a tiny number of services that will send them by way of a text message but you should presume to be charged for this assistance. One lotto business in particular now named Big Fat Lotteries after a recent transformation from the before e-lottery, provide a at no cost electronic mail service sending out recent drawn numbers for the UK game. If your cell telephone allows email you will have the ability to acquire the dream numbers even as you are on the move.

Huge Fats Lotteries present the Winning Lottery Numbers in an e-mail to their members and to players who aren’t members as a free service. In the meanwhile they solely contain a couple of lotteries which have been added to their system over a time period so players on the lookout for more worldly lotteries and leads to an email must go to the designated official lotteries web site for the sport played or find a world large on-line lotteries merchant.

It was some time ago now that e Lottery now “Massive Fat Lotteries” opened their system to the web and on-line gamers, in the first part of the yr 2002 the first product added was the National Lotto which is dwelling to the United Kingdom. The National Lotto was the UKs first real big money sport and gave gamers a real opportunity to get themselves out of the rat race by winning the to start £1 million jackpot prize. That is simpler said than finished as the odds of landing the top prize are round 1 in 19 million, members of Huge Fat Lotteries get a massive increase in odds for Winning Lottery Numbers for the jackpot by a grand 733%.

The Euromillions is a favorite to play and is provided together and officially by 9 European countries, what makes the euromillions a favorite is the massive prize funds. As an example quite just lately there was a jackpot rollover which made one particular person very rich indeed after matching the winning numbers for a £113 million jackpot prize. The euromillions was added to their system shortly after its release raising the high 1 in 78 million to win dramatically buy a massive 3600%.

All the time on the alert for impressive lottos to add together to their method for highest results Big Fat Lotteries when known as elottery found the El Gordo which is home to Spain and funny enough given the name after the place in Spain El Gordo. Translated it means something like the Fat 1 and is especially befitting for this big game, the el gordo maintains the verification for the globes biggest lotto draw prize account and has some fantastic odds for receiving cash prize payouts. Aware of this and continually wanting to present the best prospect for winning lottery numbers the El Gordo was placed in 2008 with a number of amazing outcomes. Every person with them wins a prize guaranteed and the opportunity to collect up to 70 times on one entrance from the remarkable 2.2 billion cash prize fund.

E-lottery had they not opted to change their name to Big Fat Lotto games would have been in business for over eight business years at present allocating winning Lottery Numbers to numerous participants, in this period they nearly were to become the globes leading draw multi win system.

The 5 Step Lay Review-How To Find A Winning Horse Betting System

Posted on April 11th, 2011 in Gambling | No Comments »

Would you like to learn about “The 5 Step Lay Review“? Would you be prepared to find out more regarding the reputation of Phil Smith & Stu Thomas? Or is The 5 Step Lay Scam or authentic product?

There are a lot of horse race betting systems available on the internet nowadays. However, only a small percentage of these can actually deliver any real value since many are terrible failures doomed to get rid of you your hard earned money.

And discover a good horse racing betting system that actually works you need to have a higher set of criteria for determining the worthiness from the product, service or piece of software on offer.

Here are some points to follow along with when looking for a horse race betting system:

1. Free horse racing betting systems count exactly what you pay on their behalf! Don’t bother costing you time and should you actually invest money in a bet you picked up from the system you got for free then you can expect to lose it!

2. Don’t bother with horse betting tips. They’re as useful since the free stuff.

3. Test the machine and never with your personal money! You need to consume a “paper bet” rather than a real one. Make believe you place a bet in line with the horse betting racing system you’re using. If you start getting consistent is a result of it then you’re ready to bet for real.

4. A good horse betting system are affected loses as well as wins. It’s just what the law states of averages. Don’t be put off in case your bets initially fail to win or if your great horse racing system seems to go bad. Horse racing is really a volatile sport and when you have a good system it is possible to recuperate your outs back.

5. When you’re prepared to start horse racing betting for real open a merchant account with an online betting site that provides you free bets for registering.

6. Ensure you split your winnings and try to keep a back-up stake and then try to grow your stake with time. From every win put some into your back-up stake, keep some inside your stake and try taking some on your own.
I wish the article about “The 5 Step Lay” has assisted you so far. If not, you might want to continue reading…

Whenever you find a good horse betting system that consistently delivers results make sure not to get too over confident and stake all of your cash on a couple of bets – that may be the one that loses.

Keep something in reserve should you have to begin again and you’ll earn a good living or get plenty of supplemental income after this outline.

But, If you’re still wondering to learn more about, you might want to look at The 5 Step Lay Review, Phil Smith & Stu Thomas credibility, or…
is the The 5 Step Lay Scam or The Real Deal?
Check out once again in The 5 Step Lay Review is really clear and present some proof of the reliability of the product.
Most important thing of all, 100% money back guarantees if you aren’t satisfied with this product. So trying out the program would be RISK-FREE…